With EMV acceptance becoming more and more prevalent, there is a growing need for mobile merchants to have EMV capable equipment. The Walker 1.0 EMV mobile swiper fills that with ease. Like other mobile phone swipers, it has an audio jack that plugs into a smartphone and a magstrip card reader. But it stands out as one of the few mobile swipers with an EMV chip card reader. This update is a mini walk-through for some of the software features available and is designed to be used as a way to help you help your merchants.
Downloading the App for the Walker
The app for the Walker is available on both the iOS Store and the Google Play Store. In either store, search for "Anywhere Commerce MobiPay". At least two apps will appear. Your merchant should download the app with the icon above.
How to Set Tips and Tax
Your merchant can set the tip percentage that will be displayed, as well as the tax rates for different services. Here is the step-by-step walk-through.
Through the app:
Through the online Self-care Dashboard:
Step 1: Log into the Merchant ID.
How to Activate Demo Mode on the App
Demo Mode is a useful tool for you to show your merchants how to run EMV transactions with the Walker. Follow these instructions to place the app in Demo Mode.
Note: It is important that once the app is in Demo Mode, your merchant must input the Terminal ID and Secret Code you were provided with for the Demo Mode into the Terminal Settings page before performing any transactions. If using a card reader, your merchant should make sure the Device setting is adjusted properly. Save Settings before running any test transactions.
With the October 2015 Liability Shift deadline passed, several changes have been made regarding how transactions are processed at checkout. Chief among these changes is the fact that with the arrival of EMV, payments are now more secure than ever.
The EMV chip has strong security features that have been proven to reduce counterfeit card fraud at card-present retail environments. The PCI DSS provides other complementary levels of security necessary...
EMV Credit Cards help make retail shopping more secure. Each card comes with an embedded chip that assigns a unique transaction ID to every purchase. Customers must also either sign their name or enter a personal identification number (PIN) in order to successfully authorize each transaction. However, these extra security features aren't really applicable when shopping online.
Over the past year, there's been a lot of talk about NFC payment services such as Apple Pay, Samsung Pay, and Google Wallet. Despite heavy marketing, however, adoption of NFC payment services has been slow to get off the ground. With this in mind, we've outlined three common objections regarding NFC so that you can pass on this information to your merchants.
What is the relationship between EMV and contactless transactions?
The EMV chip cards issuers are now providing can support contact and/or contactless transactions. When an EMV chip card is placed near or is tapped against a contactless terminal, the chip in the card communicates with the terminal software and processes the transaction in much the same way as it would if the card was inserted into the terminal but in less time. This can help alleviate the wait time for processing. Since the EMV card will typically stay in the customer's possession or be used via smartphone if they are using NFC (Near Field Communication) applications, this in turn will lessen instances of customers getting impatient or distracted and forgetting their cards in terminals.